Through a strategic partnership with Gradient Home Mortgage, LLC (NMLS #192028), 360 Wealth Management, Inc. is excited to offer home mortgage services to our valued clients. Your home is one of your largest investments, and we will assist you in treating it as such. Our approach is targeted towards your needs, both short and long term, to ensure a relationship that is built to last.

Gradient Home Mortgage is a full-service lender. They offer Conventional, FHA, VA, Reverse, and Jumbo loan products. They also participate in the Making Home Affordable initiatives offering FNMA and FHLMC refinance products under expanded guidelines.

In this day and age, getting a home loan is often a stressful and time-consuming process... but not with Gradient Home Mortgage! Their experienced professionals share your aspirations and will work hard to tailor a financial plan that meets your financial goals.

Second Opinion:

Gradient Home Mortgage’s Second Opinion is a no-cost, no-obligation review of your present mortgage (see report in the sidebar).

If faced with a serious medical condition, you would certainly get the advice of a second physician. If faced with a large repair to your home, you would likely get two or three other estimates. The point? You seek additional input from other sources for significant life events, so why not for your mortgage?

Reverse Mortgage Consultation:

If you are a homeowner age 62 or older, a reverse mortgage allows you the option to convert equity in your home into tax-free funds. Reap the rewards of a lifetime investment in homeownership utilizing the equity you have built in your home as a resource to provide financial security and clarity. Instead of making payments, you can choose to receive them. That's the "reverse" part of a reverse mortgage.

A reverse mortgage should no longer be considered a last resort. In some cases, it makes good financial sense.


Buying a home may be the largest single investment you make. We will guide you through this exciting time in your life! Whether you are buying your first home or moving up to a bigger one, the basic steps in the purchase process are the same. We will guide you through this process, ensuring that you are well-prepared and receiving great advice every step of the way. With our assistance, you will be packing boxes before you know it!


In a market where we all find ourselves inundated with home refinancing ads, it can be hard to see past the hype and figure out the advantages of the programs offered. Unfortunately, this leads many people to stick with their current financing when they could be reaping the benefits of lower payments, extra cash or a shorter mortgage term.

Let us do the analysis work for you, presenting you with clear and concise options. Our knowledge and experience allows us to quickly match the best plan for your needs.

Explore A Few Sample Client Profiles